smartstudy.schoolSession 2026–27

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Banking & Insurance · Government job

SBI Clerk

State Bank of India — Junior Associate (Customer Support & Sales)

Recruits Junior Associates (clerical cadre) for State Bank of India branches; recruitment and posting are state/circle-wise.

Eligibility

A bachelor's degree in any discipline. Age 20-28 years with standard category relaxations. Candidates apply for one state/circle and must show proficiency (reading, writing, speaking) in the specified local language of that state, tested after provisional selection.

Age limit: 20-28 years (relaxations for reserved categories)

Exam pattern

Two online objective stages plus a local language test; no interview. Prelims: 100 questions, 100 marks, 60 minutes — English (30), Numerical Ability (35), Reasoning (35) with 20-minute sectional timers; qualifying only. Mains: 190 questions, 200 marks, 2 hours 40 minutes — General/Financial Awareness (50Q/50m), General English (40Q/40m), Quantitative Aptitude (50Q/50m), Reasoning Ability & Computer Aptitude (50Q/60m). Negative marking is 0.25 of the marks per wrong answer; final state-wise merit is on mains marks alone.

Syllabus at a glance

Prelims tests basic English, arithmetic and reasoning at speed. Mains adds General/Financial Awareness (current affairs, banking and insurance basics, static GK), computer aptitude and harder quantitative and reasoning questions. No descriptive writing.

Upcoming dates

EventDateStatus
Application window (Advt. CRPD/CR/2026-27/17)11-31 Aug 2026 (open)confirmed
Prelims exam26-27 Sep & 3 Oct 2026confirmed
Mains exam23 Nov 2026confirmed
Final resultDec 2026-Jan 2027expected

Expected dates follow the usual calendar; confirm on the official notification before planning.

Free prep material

Standard books

  • Quantitative Aptitude for Competitive Examinations — R.S. Aggarwal
  • Fast Track Objective Arithmetic — Rajesh Verma (Arihant)
  • A Modern Approach to Verbal & Non-Verbal Reasoning — R.S. Aggarwal
  • Objective General English — S.P. Bakshi (Arihant)
  • Banking Awareness — Arihant Experts

How toppers play it

  • Choose your state/circle carefully at application: cut-offs, vacancy counts and the compulsory local-language test all depend on it and it cannot be changed later.
  • Prelims is qualifying only — final merit is 100% mains, so give General/Financial Awareness and computer aptitude sustained daily time.
  • Speed wins prelims: practise 10-minute simplification/approximation bursts; strong candidates attempt 90+ of 100 questions.
  • In mains, the 50-mark GA section takes under 25 minutes if prepared — bank the saved time for the 60-mark reasoning and computer aptitude section.
  • Keep accuracy above 90% in mocks; the 0.25 negative marking decides ranks when lakhs sit for under ten thousand seats.