LIC AAO
Recruits Assistant Administrative Officers (Generalist and specialist streams such as IT, Legal, Chartered Accountant and Actuarial) — the flagship officer entry into India's largest insurer.
Eligibility
A bachelor's degree in any discipline for the Generalist stream; specialist streams need the relevant professional degree or qualification. Age 21-30 years on the cut-off date, with standard category relaxations.
Age limit: 21-30 years (relaxations for reserved categories)
Exam pattern
Three stages, online. Prelims: 100 marks in 60 minutes — Reasoning (35), Quantitative Aptitude (35) and English (30), with English qualifying only and 20-minute sectional timers. Mains: objective paper of 300 marks — Reasoning (90), General Knowledge & Current Affairs (60), Data Analysis & Interpretation (90, for Generalist) and Insurance & Financial Market Awareness (60) — plus a qualifying 25-mark descriptive test of letter and essay writing. Wrong answers attract negative marking in both stages. An interview follows, and final merit combines mains and interview.
Syllabus at a glance
Aptitude sections mirror bank PO exams: puzzles, data interpretation, arithmetic and English. The differentiator is Insurance & Financial Market Awareness — history and products of insurance, IRDAI regulations, LIC's structure, financial-market institutions and current developments — alongside general current affairs.
Upcoming dates
| Event | Date | Status |
|---|---|---|
| Next notification | Late 2026-2027 (no fixed calendar; previous cycle concluded Apr 2026 — watch licindia.in) | tba |
| Prelims (next cycle) | TBA | tba |
| Mains (next cycle) | TBA | tba |
Expected dates follow the usual calendar; confirm on the official notification before planning.
Free prep material
Standard books
- Quantitative Aptitude for Competitive Examinations — R.S. Aggarwal
- A Modern Approach to Verbal & Non-Verbal Reasoning — R.S. Aggarwal
- Objective General English — S.P. Bakshi (Arihant)
- Guide to Insurance & Financial Market Awareness — Disha Experts
- Word Power Made Easy — Norman Lewis
How toppers play it
- English in prelims is qualifying only — clear it safely, then maximise score in Reasoning and Quantitative Aptitude, which alone decide the prelims cut-off.
- Insurance & Financial Market Awareness is the rank-maker: cover LIC's history and products, IRDAI functions, insurance terms (annuity, ULIP, reinsurance) and a year of insurance-sector news.
- The 25-mark descriptive test is qualifying but compulsory — practise typed letters and essays on insurance and financial-inclusion themes.
- Since recruitment is irregular, maintain bank-PO-level aptitude through IBPS/SBI mocks so you can pivot the moment a notification drops.
- In the interview, expect questions on why insurance over banking, LIC's market position versus private insurers, and current IRDAI initiatives.