LIC AAO
Recruits Assistant Administrative Officers (Class I officers) in generalist and specialist cadres (such as CA, Actuarial, IT, Legal) for the Life Insurance Corporation of India.
Eligibility
A bachelor's degree in any discipline for generalist posts; specialist posts require relevant qualifications (for example, CA, an IT/engineering degree, a law degree or actuarial papers). Age 21–30 years with standard relaxations. There is no attempt limit.
Age limit: 21–30 years (relaxation as per LIC norms)
Exam pattern
Three stages: prelims, mains and interview, followed by a medical test. Prelims is 100 questions in 60 minutes: Reasoning (35), Quantitative Aptitude (35) and English (30, qualifying only), with sectional timers. Generalist mains has 120 objective questions for 300 marks in 2 hours (Reasoning, General Knowledge & Current Affairs, Data Analysis & Interpretation, Insurance & Financial Market Awareness) plus a qualifying 25-mark descriptive English test (letter and essay). Negative marking is 0.25 of the marks per wrong answer. Final merit combines mains objective and interview scores.
Syllabus at a glance
Reasoning (puzzles, arrangements, syllogism, inequality), Quantitative Aptitude and Data Interpretation, English (comprehension, cloze, error detection), general knowledge and current affairs, and Insurance & Financial Market Awareness covering insurance principles, the Insurance Regulatory and Development Authority of India (IRDAI), LIC products and financial markets.
Upcoming dates
| Event | Date | Status |
|---|---|---|
| LIC AAO 2026–27 notification | Not announced; not released as of mid-October 2026 | tba |
| Online registration | About 3 weeks from notification | tba |
| Prelims | About 6–7 weeks after notification (2025 cycle: notified 16 Aug, prelims 3 Oct) | tba |
| Mains | About 4–6 weeks after prelims | tba |
Expected dates follow the usual calendar; confirm on the official notification before planning.
Free prep material
Standard books
- Principles of Insurance (IC-01) – Insurance Institute of India
- Quantitative Aptitude for Competitive Examinations – R.S. Aggarwal
- Analytical Reasoning – M.K. Pandey
- Objective General English – S.P. Bakshi (Arihant)
- Banking Awareness – Arihant Experts
How toppers play it
- English in prelims is qualifying only, so secure the minimum and spend most effort on Reasoning and Quant, which decide your prelims score.
- Mains Reasoning and Data Analysis & Interpretation carry 90 marks each (3 marks per question), so each correct answer there is worth more than a General Knowledge question.
- Build a dedicated insurance notebook: insurance principles, types of policies, IRDAI regulations, LIC history and products, and recent insurance-sector news.
- Practise typing a letter and an essay; the descriptive paper is qualifying, but failing it cancels an otherwise strong mains score.
- Since the notification is irregular and the prelims comes about six weeks after it, prepare in parallel with bank PO exams and keep insurance awareness current.